Tina is a 32-year-old woman who is married with four children. She has a taxi that helps earn income for her family. She has three years in this business. Tina needs a loan to buy spare parts for her taxi. She will use her profits to pay her children's school fees. Tina joined SPBD in 2010 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.