Senia is 58 years old and married with 6 children. She owns and operates a small store, selling different merchandise in her community. She has been doing this for many years.
Senia needs a loan to purchase flour, sugar, salt, softdrinks, soaps, washing powder, vailima beers, cigarettes and a box of chickens for her store. She hopes to use her profits to provide her family a good living condition. She became a member of SPBD in 2008 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.