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Rakiba is a very hard-working and determined woman. She was born in a village and has substantial experience in animal husbandry and growing crops. After she completed her schooling, Rakiba began working in the fields to earn money so she could help her parents. After getting married, she began working in farming again. Rakiba mainly grows wheat, barley and other crops. For the last 4 months, she has been doing this type of business independently, with the help of her husband. They sell their harvest directly to local residents at a price that is lower than what is charged at the market. For the purpose of improving her skills, Rakiba took part in the training course "Get Ahead" that was organized by the National Association of Businesswomen. Rakiba plans to set up a business in animal husbandry, and for that reason she is seeking a loan in the amount of 2,500 Tajikistan Somoni to buy cattle. She is waiting for your kind assistance.
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Ракиба очень трудолюбивая и целеустремлённая женщина. Она родилась в селе, и имеет достаточный опыт по животноводству и выращивания сельхоз культуры. После занятий в школе она работала на поле, чтобы заработать деньги, чтобы помогать родителям. После замужества она опять занималась земледелием. В основном Ракиба выращивает пшеницу, ячмень и другие сельхозпродукты. Уже более 4 месяцев она самостоятельно занимается этим бизнесом. Муж помогает ей в ведении бизнеса. Полученный урожай они продают местным жителям по более низкой цене, чем на базаре, с первых рук. В целях повышения своей навыки Ракиба приняла участие на тренинге «Добейся успеха» проведённого Национальной Ассоциации Деловых Женщин. Она планирует организовать новый бизнес животноводством и поэтому запрашивает займ на сумму 2500 сомони для покупки скота. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Rakiba to buy cattle to establish a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 17, 2012
Currency Exchange Loss:
Oct 21, 2013