Joel is married with 3 children. He is 41 years old and resides at Tinotongan, Tukuran. Joel farms rice for a living, and has been in this business for 10 years. Each month, he earns 8,000 PHP. He has requested a loan of 15,000 PHP to purchase fertilizers such as manure. In 2011, Joel joined GDMPC. In the future, he wants to establish some savings as a reserve for future emergencies and to purchase additional farmland.
Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.