Roque works every day as a laborer on an estate in his city. With this job he is able to settle the expenses of his home with a lot of effort. He works around eight hours a day and believes his job is going well because he is very friendly with the clients and above all, because he is very determined to get ahead in life and to be a source of pride for his children.
Roque is very grateful to Kiva lenders because thanks to the help they have offered he will be able to make improvements to his house, specifically to improve his son's room which has a cracked wall and also to buy a bed since he doesn't have one right now. In this way he will be able to offer a better quality of life to his children and continue fighting every day to be able to realize his greatest dream: To have his own house.
Roque está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras a su vivienda en especial poder mejorar el cuarto de su hijo el cual tiene la pared rajada, así como también poder comprar una cama ya que actualmente no tiene, de esta manera podrá brindarle una mejor calidad de vida a sus hijos y seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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