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Las Tranquilas Group
In this Group: Luz Marina, Denisse Jose , Maryuri Del Carmen
This group is formed of three members who have been working with the MFI for five years.

One of them in Luz Marina who is married and has four adult children. For the past four years she has sold firewood, air fresheners and carbon from her house. She will use this loan to invest in buying firewood, chemicals to make air fresheners, gas, etc. Her business has grown as before she only sold air fresheners and now she has diversified her products to include things such as firewood, carbon, gas, etc.

Denise has been selling fried foods from her house for the past three years, Maryuri sells cds and videos wholesale to department stores and also retail.
View original language description ↓

Grupo formado por tres socias quienes llevan cinco años trabajando con la institución una de ellas es la señora Luz Marina que es casada con cuatro hijos mayores vende leña, ambientadores, carbón en su domicilio desde hace 4 años, el crédito lo invertirá en la compra de leña, químico para hacer ambientadores gas etc. su negocio ha venido creciendo porque antes solo vendía ambientadores y actualmente diversifico sus productos como leñas, carbón, gas etc. Denise vende fritanga en su domicilio desde hace tres años, Maryuri vende cd, video de películas al por mayor a los departamentos y al detalle.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Tranquilas Group's $900 loan helped a member to buy firewood, chemicals to make air fresheners, gas, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 17, 2012
Currency Exchange Loss:
May 17, 2013