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Julio César
Julio is thirty-eight years old and in a relationship. He is a hard-working person and has been selling shoes in different places for six years now. He got into this business because of a friend that also sells shoes. Then he started this business, as selling shoes is profitable. Julio’s previous line of work was agriculture, and through it he could cover his family’s needs and pay for his children’s studies.

Julio travels to the capital city to buy shoes. It takes him two hours by bus and then forty-five minutes more to reach the city’s market, where he finds shoes at good prices.

He will use the loan he is requesting from Fundación Campo to buy more shoes and stock his business, in order to expand his coverage. His goal is to increase sales and income, by offering his customers variety and good service. He will use this income to repair his car and to give his family everything they need in order to have a better quality of life.
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Julio tiene 38 años de edad, es acompañado. Es una persona trabajadora que se dedica al comercio de zapatos desde hace seis años. Él vende en diferentes lugares. El negocio lo aprendió gracias a un amigo que se dedica a lo mismo. Posteriormente por su propia iniciativa, decide emprender el negocio que es muy rentable. Antes Julio se dedicaba a realizar trabajos agrícolas, gracias a esa actividad logro proporcionar lo necesario a su familia y el estudio a sus hijos.

Para adquirir los zapatos, julio viaja a la capital del país, tarda dos horas en llegar en autobús, luego tarda unos cuarenta y cinco minutos en llegar al mercado en donde compra los zapatos a buen precio.

El préstamo que esta solicitando a Fundación Campo, es para comprar más zapatos para surtir el negocio y llegar a más lugares a vender. Su objetivo es incrementar sus ventas, para que sus ingresos sean mucho mejores al ofrecerle a sus clientes variedad y buen servicio, dichos ingresos serán utilizados para reparar su vehiculo y brindar a su familia lo necesario para mejorar su calidad de vida.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $24,200,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $500 helped Julio César to buy more shoes and stock his business, in order to expand his coverage.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 5, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Expired:
Dec 1, 2012