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Baltazar
Baltazar, 32, lives with his common-law wife and runs a food business, selling items such as meat, soups, salads, rice, beverages, etc. He has been in business for several years and has a lot of experience in the kitchen, which helps increase his earnings. The business is set up in his home, and is very popular in the area. He has many customers who prefer his product quality, low prices and good service.

Baltazar is very cheerful and kind. He is an entrepreneur who is dedicated to his job and very determined to get ahead. Every day he does his utmost because he knows that is the way to be successful, which is what he aims for most.

Lately, he has noticed an increase in demand and wants to take advantage of the opportunity to make a new investment. He is in need of capital and is requesting a loan through INTEGRAL to help buy basic grains, vegetables, meat, beverages, etc. Baltazar has a good credit record and is committed to paying back the loan. He also is confident he can give his family a better quality of life.
View original language description ↓
Baltazar de treinta y dos años de edad vive junto a su compañera de vida, él se dedica a la venta de comida carne, sopas, ensaladas, arroz, bebidas, entre otros, tiene varios años en el negocio y se ha hecho de mucha experiencia en la cocina y eso le ayuda a obtener las mejores ganancias; el comedor esta ubicado en su residencia y es muy conocido en la zona, ya tiene mucha clientela pues las personas lo prefieren porque todo lo que vende es de primera calidad, a precios accesibles y con un servicio accesible; Baltazar se caracteriza por su alegría y amabilidad, es un hombre emprendedor, dedicado a su labor, y con muchas ganas de salir adelante, todos los días se esfuerza al máximo porque sabe que así alcanzara el éxito que tanto desea, en las ultimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, verduras, carnes, bebidas, etc. Baltazar tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 469
    View loans »
    El Salvador Loans Fundraising
  • $23,276,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Baltazar to buy basic grains, vegetables, meat and beverages.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 29, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 25, 2014