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Yader Francisco
El Sauce is a beautiful city in León Department. The beautiful Lord of Miracles Sanctuary is located there. Annual pilgrimages from various cities in Nicaragua are made to here in its honor.

Yader Francisco was born and raised with good customs and the love of work here. Since he was little he was taught how to survive and strive for his family by means of his own efforts.

He currently works for the state and his job is 2 kilometers from home and this is why he’s asking for a loan to make up the difference he needs to pay the total amount for a motorcycle he needs to get to and from work.

He thanks Ceprodel and Kiva for support from these small loans that help clients do their work.
View original language description ↓
El Sauce una bella ciudad del departamento de León, donde cuenta con un bello santuario señor de los milagros, donde año con año obtiene visitas de diferentes ciudades de Nicaragua en honor a este santuario.

Yader Francisco es nacido y criado en este municipio con buenas costumbres y amor al trabajo que desde muy pequeño le enseñaron a sobrevivir con sus propios Esfuerzos como es luchar para su familia

Actualmente trabaja en uno centro estatal, donde su trabajo está ubicado a 2 Km de su casa de habitación al puesto de trabajo es por tal razón que el cliente solicita el crédito para ajuste de compra de una motocicleta con el objetivo de obtener su transporte a su trabajo.

Agradece a KIVA y Ceprodel por el apoyo ya con estos pequeños créditos ayudan a mejorar el trabajo de los clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Yader Francisco to cover the total price of a motorcycle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 23, 2012
Currency Exchange Loss:
Nov 17, 2013