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Moyopata-San Sebastian Group
In this Group: Vilma*, Ernestina, Maritza, Alicia, Hilda, Marisa, Rosaria, Sabina, Leandro , Julian*, Isaura, Teodora
* not pictured

Update on Moyopata-San Sebastian Group

The members belong to the “Mayopata San Sebastian” communal bank located in San Jerónimo District belonging to Cusco Province and Department.

Rosaria, 40, is married and has three children. She alternates her daily chores with a business selling breakfasts. She’s been in this business for years and does well thanks to the effort she puts into it daily. She’s a street vendor outside one of Cusco’s markets. She sells quinoa with apples, maca root, milk, cake, bread with avocado, bread with cheese and others. She’s a responsible, dedicated person who supports her family this way. She works from 6am until she sells out her merchandise around 10am approximately.

She will use the loan to buy ingredients like milk, apples and sugar, among others for her business. She thanks those who share her dream and commits to make her installment payments as scheduled.

The member in the inserted photo requested permission to arrive late at the meeting. The other group members are mechanics, movers, cargo shippers, snack shop owners, a housewife who helps out her husband taking in ironing, car painters, book sellers, animal raisers and carpenters.
View original language description ↓
Los socios pertenecen al banco comunal “MOYOPATA SAN SEBASTIAN”; Este banco se ubicado en el distrito de San Jeronimo, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Rosaría ella es casada y tiene 40 años y tiene 3 hijos; La socia alterna sus actividades diarias con el negocio de venta de desayunos, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocia, la socia vende de forma ambulatoria a fuera de uno de los mercados de la ciudad del Cusco, la socia vende quinua con manzana,maca,leche,tortas,pan con palta, pan con queso entre otros, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia, la socia trabaja desde las 06:00am hasta terminar su mercadería como 10:00am aproximadamente.

La socia solicita el crédito para la compra de insumos como leche, manzana, azucar entre otros para su negocio.
La socia que sale adjunta en la foto pidio permiso para llegar tarde a la reunion.

Los otros socios se dedican al negocio de mecanico, servicio de mudanza, servicio de carga, picantería, ama de casa apoyando a su esposo en planchado y pintura de autos, venta de libros, crianza de animales, carpintería.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members of the “MOYOPATA-SAN SEBASTIAN” communal bank meet every 30 days in the main office of the microfinance unit of the Arariwa Association in the city of Cusco. The communal bank is represented by Graciela, the president; William, the secretary; Juan Antonio, the treasurer; and Agustina,... More from Moyopata-San Sebastian Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Moyopata-San Sebastian Group's $5,550 loan helped a member to buy ingredients like milk, apples, sugar and others.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 16, 2012
Currency Exchange Loss:
Feb 15, 2013