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Maria Luisa
María is one of the many single mothers who exist, but are very responsible and idealistic regarding making improvements to their standard of living. She is employed as an elementary school teacher. She imparts the gift of teaching in a school in the district of León. She travels from her home to her workplace. Her nuclear family is composed of her and her son.

One of the needs that she has at this moment is to continue improving her house which is in fair condition through the same improvements that she performed by means of financing she received from Ceprodel. She is seeking this loan to use it to buy bricks, iron, sand, stones, cement, glass windows and manual labor. For this reason she visited the offices to become a beneficiary.
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La señora María es una de las tantas madres solteras que existen, pero bien responsable y Idealista en cuanto a las mejoras de su nivel de vida, de profesión maestra de educación primaria, imparte el pan de la enseñanza en un colegio del departamento de león, viaja de su casa de habitación a su centro de trabajo, su núcleo familiar está compuesto por ella y su hijo.
una de las necesidades que tiene en este momento es la de seguir mejorando su casa la que está en regular estado, mediante las mejoras mismas que le ha efectuado atravez de los financiamientos recibido en ceprodel, ya que este crédito lo esta solicitando para utilizrlo en la compra de Bloques, Hierro, Arena, Piedrín, Cemento, Ventanas de Vidrio y Mano de Obra, por eso visito las oficinas para ser beneficiada.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria Luisa to buy bricks, iron, sand, stones, cement, glass windows, manual labor and repairs to a wall in the house and a glass window.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 16, 2012
Currency Exchange Loss:
Jan 18, 2014