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Julio Cesar
Julio Cesar is 48 years old. He is in a common-law relationship and has three children. He lives with his wife and his children in the city of Ventanas, in De Los Rios province.

He is a member of the "16 de Agosto" communal bank, located in the rural settlement of Agua de Mocache, which is part of Mocache Canton. He farms and raises livestock.

Julio Cesar is a farmer, growing corn and raising animals. He is applying for the loan in order to buy urea fertilizer, seeds, insecticides, and herbicides.

With the help of the loan he will be able to buy what he needs for his crops. He will make his purchases in the city of Ventanas. His dream is to have his own means of transportation. The challenges he faces are plant pests. In his free time he likes to play indoor soccer.
View original language description ↓
JULIO CESAR tiene 48 años de edad de estado civil unión libre tiene tres hijos, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de los Rios.

Es integrante de la VRC 16 DE AGOSTO, se encuentra ubicada en el Recinto Agua de Mocache, pertenece al Cantón Mocache se dedican a labores agrícolas y pecuarias.

JULIO CESAR se dedica a la agricultura a la siembra de maíz y a la crianza de animales. Solicita el crédito para comprar urea, semillas, insecticidas,líquido mata monte.

Con la ayuda del crédito podrá comprar lo que le hace falta para los cultivos. Las compras las hará en la ciudad de Ventanas.

El sueño es tener un medio de transporte propio. Los desafíos a los que se enfrenta son las plagas en las plantas.
En el tiempo libre le gusta jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Julio Cesar to buy urea fertilizer, seeds, insecticides, and herbicides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 27, 2012
Listed
Oct 16, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 24, 2013