Rogelio José has a business selling trinkets in one of the markets in the city of León. He has been doing this work for twelve years in order to support his family. He is father to three children for whom he is responsible. He leaves his home at 6:00am, opens his business at 6:30am to display his products and finishes work at 3.00pm. He makes his purchases twice a week in the city of Managua. He started up his business in one of the markets in León as a traveling salesman financed by his savings.
The loan which he is requesting from CEPRODEL will be used to buy watches and glasses wholesale, as his greatest demand is for these items. This will allow him to offer better prices to his clients. Thanks to his previous loan, he has expanded his business with better quality products, obtaining higher earnings and improving both his and his family's quality of life.
Rogelio's dream is for his business to carry on growing with new products, and to contribute to the education of his small children.
El señor Rogelio José, posee un negocio de venta de bisuterías ubicado en uno de los mercados de la ciudad de León, desde hace doce años el realiza esta labor para llevar el sustento a toda su familia, es padre de tres hijos los que están bajo su responsabilidad. Sale de su casa de habitación a las 6:00 am, abre su negocio a las 6:30 am exhibiendo su producto y finalizando sus labores a las 3:00 pm. Realiza sus compras dos veces por semana en la ciudad de Managua, su negocio lo inició en uno de los mercados de león como vendedor ambulante con un capital producto de ahorro.
El crédito que solicita a CEPRODEL lo utilizara para comprar al por mayor Relojes y lentes ya que tiene mayor demanda esto permitirá ofrecerle a su clientela precios más cómodos, gracias al crédito anterior su negocio ha crecido con productos de mejor calidad así ha obtenido mayores ingresos y ha mejorando su nivel de vida tanto de él como la de su familia.
Los sueños de Rogelio, es que su negocio continúe creciendo con nuevos productos y ayudar a la formación de sus pequeños hijos.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.