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Zaida
Zaida owns a business selling vegetables in a market in the city of León. She has been working there for eight years. This business helps Zaida to support her family, which includes her husband and their two children, ages 7 and 3.

Zaida arrives to work each day at 4:30 a.m. in order to open at 5 a.m. and close at 2 p.m. She works Monday-Sunday with this schedule. Zaida buys her vegetables in bulk from wholesalers who come to her city from Managua twice a week.

The loan that Zaida is requesting from CEPRODEL will help her to buy potatoes, onions, chiltoma (sweet peppers), chayote (pear squash), carrots, and other vegetables that she will be able to sell. With this loan, she hopes to offer her customers a wider variety of produce at more competitive prices to meet the demands of the market. This will help her increase her earnings and improve the quality of life for her family. Her dream is to continue expanding her business in order to help raise her small children.
View original language description ↓
Zaida posee un negocio de venta de verduras en uno de los mercados de la ciudad de León, desde hace ocho años, ella realiza esta labor para llevar el sustento a su familia que está compuesta por su esposo y dos hijos de edades siete y tres años.

Doña Zaida se traslada a su puesto de trabajo desde las 4:30 am para abrir a las 5:00 am y cierra su negocio a las 2:00pm. Labora de lunes a domingo en este mismo horario Ella compra su producto a mayorista que viajan a la ciudad de Managua dos veces por semana.

El crédito que solicita a CEPRODEL lo quiere para comprar papa, cebolla, chiltoma, chayote, zanahoria y cálala para ser comercializados en su negocio, y así poder ofrecer a sus clientes una variedad de productos y precios más accesibles para satisfacer la demanda, lo cual tendría mayores ingresos para mejorar el nivel de vida tanto de ella como de su familia. Su sueño es que continúe creciendo su negocio para ayudar a la formación de sus pequeños Hijos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 152
    View loans »
    Nicaragua Loans Fundraising
  • $23,167,375
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Zaida to buy potatoes, onions, sweet peppers, pear squash, carrots, and other vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 26, 2012
Listed
Oct 16, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013