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Carlos Miguel
Carlos Miguel is 50 years old. He is single, he has no children and he lives with his mother in the city of Ventanas, Los Ríos province.

He is a member of the communal bank 16 de Agosto, located in the rural community of Agua de Mocache, which belongs to the Mocache canton. They perform stockbreeding and agricultural activities.

Carlos Miguel works in agriculture and grows corn. He is requesting the loan to buy seeds, herbicide, insecticide, urea and weedkiller.

With the loan's help he will be able to buy fertilizers easily. He will buy the supplies in the city of Ventanas.

His dream is to have a business that gives him a higher income. The challenge he faces is the plagues in his crops. He likes to play football during his free time.
View original language description ↓
CARLOS MIGUEL tiene 50 años de edad de estadio civil soltero no tiene hijos, vive con la mamá en la ciudad de Ventanas provincia de los Ríos.

Es integrante de la VRC 16 DE AGOSTO, se encuentra ubicada en el Recinto Agua de Mocache, pertenece al Cantón Mocache se dedican a labores agrícolas y pecuarias.

CARLOS MIGUEL se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar semillas, ranger, insecticidas, urea, liquido para la maleza.

Con la ayuda del crédito podrá comprar sin ningún problema los fertilizantes. Las compras las hará en la ciudad de Ventanas.

El sueño es tener un negocio donde tenga mayores ingresos. Los desafíos a los que se enfrenta son las plagas en las plantas.
En el tiempo libre le gusta jugar pelota.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos Miguel to buy seeds, herbicide, insecticide, urea and weedkiller.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 27, 2012
Listed
Oct 16, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 24, 2013