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Surmakan is 56 years old and raised five children. After the breakup of the Union and to provide the primary source of income, she became involved in animal husbandry and farming, having started this business with a sum of 5,000 som. Thanks to Surmakan's hard work, today her business contains one dairy cow with offspring, ten heads of small livestock and two horses, and the monthly income from the business amounts to about 5,000 som. In order to further develop her business, Surmakan requested a loan in the amount of 130,000 som (KGS) from the "Bai-Tushum and Partners" company to buy livestock for fattening up and resale. She plans to invest the earnings from the loan into further increasing domestic livestock quantities in order to save money for her youngest son's education, who is now 16 years old.
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Сурмакан 56 лет, воспитала 5 детей. После развала Союза, Сурмакан в качестве основного дохода начала занимается животноводством и полеводством, стартовав этот бизнес с суммы 5,000 сом. Благодаря упорному труду Сурмакан в ее хозяйстве на сегодняшний день имеется 1 дойная корова с приплодом, 10 голов мелкого рогатого скота, 2 лошади, ежемесячный доход от бизнеса составляет около 5,000 сом.
В целях дальнейшего развития своего бизнеса, Сурмакан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку скота для откорма и перепродажи. Доходы от кредита Сурмакан планирует вложить в дальнейшее приумножение количества домашней скотины, чтобы накопить средства на обучение младшего сына, которому сейчас 16 лет.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,775 helped Surmakan to buy livestock for fattening up and resale.
98% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 16, 2012
Currency Exchange Loss:
Oct 17, 2014