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Olivera is forty-one years old and lives in a minority community of Kosovo. She is a mother of two boys, ages six and eight years old. The older boy is currently attending school. Olivera’s husband works as a police officer, and she is a housewife who loves her children very much and is taking care of them. For a long time they have lived in an old house. A few years ago they were able to start building a new house but they could only finish one room, not the whole house. Olivera always wanted to have pleasant atmosphere to raise her children and had really wanted to finish the entire house to live in but they don t have enough money.

Olivera is asking for 1.500 Euro loan in order to buy material to finish the rooms and buy windows and doors to complete the house. This loan will help them to complete their home and dreams and enjoy better living conditions. Thay are very happy for this support and appreciate all Kiva lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 6
    View loans »
    Kosovo Loans Fundraising
  • $1,830,525
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Olivera to buy material to finish the rooms and buy windows and doors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 19, 2012
Currency Exchange Loss:
Mar 17, 2013