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Elsa is 56 years old. She lives with her husband and they work together in their business. Elsa is an enterprising and proactive woman who is always looking to make improvements. She has a bakery that is located in her home. Elsa produces different types of breads, both sweet and savory, and then sells them as a street vendor in different neighborhoods.

She is requesting a loan so that she can buy new baking pans to hold the bread dough while it bakes in the oven. This will allow her to increase the quantity of bread that she produces, so the loan will be a great benefit as she seeks to attain household stability.
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Elsa de 56 años de edad, vive junto a su esposo quien trabaja junto a ella en el negocio. Elsa es muy emprendedora y proactiva y siempre esta en vista de mejorar, ella posee una panadería que esta ubicada en su casa de habitación en donde realiza diferentes tipos de pan tanto dulces como salados, y que posteriormente vende de forma ambulante por diferentes colonias. Elsa solicita un préstamo con el cual pueda comprar latas nuevas para colocar la masa para el pan y ponerlo en el horno y así incrementar la cantidad de pan que produce, lo que será de mucho beneficio para la estabilidad de su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 663
    View loans »
    El Salvador Loans Fundraising
  • $28,216,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Elsa to buy baking pans for making bread.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Nov 7, 2012
Currency Exchange Loss:
Dec 15, 2012