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Nazira

Update on Nazira

Bai Tushum and Partners expresses gratitude to all Kiva lenders who helped Nazira obtain her first Kiva loan, which was used as intended and repaid. As Nazira’s activity is running successfully and her clientele has increased, she is applying for a second Kiva loan of 50,000 Kyrgyzstan Soms (KGS) to broaden the winter range of clothes in her shop.

Previous Loan Details

Nazira D. is a 33-year-old attentive mother of two girls. Her husband, Taalay, works in the police department. This couple lives in harmony and teaches their daughters to develop in balance. Nazira graduated from Trade College and worked as a cashier in a local supermarket. As it was hard to l... More from Nazira's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 200
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,768,725
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Nazira to broaden the winter range of goods in her shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 20, 2012
Listed
Oct 18, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013