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Daniel Santos
Daniel is 45 years old and lives with his life partner in their house. He has been selling wood for many years and has gained a lot of valuable experience in sales and this has given him a good income. He sells from his home and also on foot in the different neighborhoods of the community where he lives. He already has a large clientele and people prefer his products because the wood is of good quality and price and he provides excellent service. Daniel is known for his friendliness and honesty, and he is a entrepreneurial man, dedicated to his work. He is always looking for better alternatives to get himself a more prosperous future.

Every day, he works as hard as he can because he knows this is the only way to achieve what he wants. Lately, he has increased his sales, and he wants to take advantage of this with an investment in his business, for which he is asking for a loan from INTEGRAL that would permit him to buy wood in bulk. Daniel has good references and is very responsible, assuring that he will be able to repay his debt and still be assured of a better life for his family.
View original language description ↓
Daniel de cuarenta y cinco años de edad vive junto a su compañera de vida en casa de habitación; él se dedica a la venta de leña desde hace ya varios años, ha ganado mucha experiencia valiosa en las ventas y eso le ha regalado muy buenas ganancias, comercia desde su hogar y también de forma ambulante en diferentes zonas de la comunidad donde vive, ya tiene mucha clientela pues las personas lo prefieren porque siempre tiene leña de calidad, a muy buen precio además de servicio excelente; Daniel se caracteriza por su gran amabilidad y honestidad, es un hombre emprendedor dedicado a su labor, siempre esta buscando las mejores alternativas que le ayuden a encontrar un futuro mas prospero, todos los días se esfuerza al máximo pues sabe que solo así logrará lo que desea, últimamente han aumentado las ventas y quiere aprovechar para una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar leña por mayor. Daniel tiene venas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $25,704,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $700 helped Daniel Santos to buy wood in bulk.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 16, 2012
Currency Exchange Loss:
Nov 15, 2012