Iulai is 57 years old and married with 5 children. She runs a small business selling German buns in her community and has been doing this for 3 years. Iulai has requested a loan to buy more flour, sugar, coconuts and an oven. She joined SPBD to gain access to capital. With her earnings, Iulai will help out with her family's weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.