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Señoras De La Buena Esperanza (Biblian) Group
In this Group: Silvia Elizabeth, Martha Cecilia, María Verónica, María Aurelia, María Inés, Miguel Alejandro*, María Micaela
* not pictured
Señoras de la Buena Esperanza ('Ladies of the Good Hope') is a communal bank taking out its first loan. The members of the group are six women and one man. They all live in the commune of Biblian in the province of El Cañar, the home of Toquilla straw weaving and green foliage. Surrounded by the meandering waters of the Burgay river, it has a cold climate but boasts a varied cuisine. The people are nice, honest, and have a warm heart. The members of the group are no exception, who still uphold the culture and traditions of their forefathers. They works every day at their various businesses, which enables them to contribute to their respective households' expenses in order to improve their families' quality of life. They work mainly in agriculture, animal husbandry, and trade. One of the members is María Inés, a very young woman of twenty, single mother to a girl of five. María Inés lives at her mother's and together they share expenses. The house belongs to her mother. María Inés works Mondays to Sundays from seven in the morning to four in the afternoon at a flower farm, where she receives a monthly salary. At home, she raises cattle and chickens in order to improve her income. She will use this loan to buy chickens in order to increase the number of her animals. Her goal is to one day own a house of her own.
View original language description ↓
Señoras de la Buena Esperanza es un banco comunal que está realizando su primer crédito, se encuentra conformado por 6 socias y 1 socio quienes viven por el cantón de Biblian en la vecina provincia del Cañar, tierra de la toquillera y verdes páramos, se encuentra bañada por las serpenteantes aguas del Burgay, su clima es frió, su gastronomía típica es variada. Su gente es muy amable, gentil y tienen un corazón muy cálido, así lo demuestran las socias de este banco comunal quienes aun mantienen la cultura y tradiciones de sus pueblos, laboran a diario en diferentes actividades económicas las que les permiten mejorar la economía de sus hogares para sacar adelante a sus familias, sus actividades principales son la crianza de animales, la agricultura y el comercio.

Una de las socias de este grupo es la Señora. María Inés, es una mujer muy joven tiene que 20 años de edad y es madre soltera de una niña de 5 años, vive en casa de su madre con quien comparte los gastos del hogar, la casa en la que vive es propiedad de su madre.

Ella trabaja de lunes a domingos y desde las 7 de la mañana hasta las 4 de la tarde en una plantación de flores donde le pagan un sueldo mensual, y en su casa se dedica a la crianza de ganado y gallinas, estos trabajos los realiza para mejorar su situación económica.

Este crédito lo va a invertir en la compra de pollos para incrementar sus animales.

Su meta es tener su propia casa.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Señoras De La Buena Esperanza (Biblian) Group's $2,100 loan helped a member to buy chickens.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 26, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013