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Carmen
Carmen, 54 yearls old, is an enchanting woman, very joyful. She lives together with her partner, with which she has two adult and independent children, who work in order to given their children education and food. Carmen's work consists of selling clothes and products on catalogues. She has been doing this for eleven years now at her house.

When there are not many customers during the day, she goes out and sells her products among friends, neighbors and relatives. She also goes sometimes to some villages close to the river, where she exchanges some products that she sells later on, either at the market or in her neighborhood. She now wants to start selling groceries, because in her neighborhood there are no shops and she has seen the opportunity to improve her income.

Carmen loves her job. She likes to have contact with people, and her joy and cleverness make it easy for her to continuously attract customers. In the future she wants to open a shop where she can display the garments more properly, since she has been thinking of selling clothes full time, although leaving time for the household chores.

This is her sixteenth loan with MFP. She feels happy of knowing that she has access to a line of credit with which she can progress with her business. This is why she promises to be responsible with the installments' payment so she can continue in the future. She mentions that she likes her communal bank's work, and that she considers it a responsible and united group.

With the requested amount, 2000 soles [PEN], she will buy clothes in order to sell them.
View original language description ↓
Carmen, de 54 años, es una mujer encantadora, muy alegre. Es conviviente con su pareja con quien tiene dos hijos que ya son mayores e independientes. Ambos laboran para ofrecerles educación y alimentación a sus hijos. El trabajo de Carmen consiste en la venta de ropa y productos por catálogos, este trabajo lo realiza hace 11 años en el interior de su casa. Cuando no hay muchos clientes durante el día, sale a vender sus productos por la calle entre sus amigos, vecinos y familiares, además en algunas ocasiones se va a los centros poblados ribereños en donde intercambia por algunos productos que posteriormente vende en los mercados o en su barrio. Ahora quiere incursionar en la venta de abarrotes ya que en su barrio no hay ninguna tienda y ha visto la posibilidad de mejorar sus ingresos. A Carmen le encanta su trabajo, le gusta estar en contacto con la gente, su alegría y picardía le permite atraer clientes continuamente. En el futuro desea establecer una tienda de exhibición de prendas de vestir mejor implementada, ya que ha pensado dedicarse por completo a su trabajo con la venta de ropas sin descuidar sus actividades del hogar. Este es el préstamo número 16 con la institución MFP. Se siente contenta de saber que le brindan el acceso a una línea de crédito para avanzar con su negocio. Por eso se compromete a ser responsable con el pago de sus cuotas para continuar en el futuro. Asegura que le gusta el trabajo de su banco comunal pues lo considera un grupo responsable y unido.
Con el monto solicitado 2000 soles, comprará ropas para su posterior venta.

About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,204,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD