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Deyvi De Los Santos
Deyvi, twenty-seven, has been working in a filling station, as a supervisor, for six years. He is in a relation, but he is not married yet. His girlfriend works as a sales executive.

This is his first loan. He needs to buy construction materials, such as bricks, cement, 2x2 lumbers, zinc sheets and fiberboard to remodel one of the rooms in his house. He is also planning to remodel a room for his soon-to-be-born son, a gift from God. He cannot wait to meet him, since it will be his firstborn child.
View original language description ↓
El joven Deyvi de la edad de 27 años, trabaja en una gasolinera como supervisor desde hace 6 años, tiene su pareja pero aún no se ha casado su compañera trabaja como ejecutiva de ventas. Este es su primer préstamo que él solicita para comprar materiales de construcción tales como bloques, cemento, cuartones de 2x2, láminas de zinc, hojas de plisen, para remodelar un cuarto de la casa. Sus planes también es remodelar la habitación para su futuro hijo que viene en camino que para él es un regalo de Dios y que espera con muchas ansias, ya que es su primogénito.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Deyvi De Los Santos to buy bricks, cement, 2x2 lumbers, zinc sheets and fiberboard.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Nov 1, 2012
Currency Exchange Loss:
Sep 18, 2013