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Jessica Massiel
Jessica is 24 years old, currently working as saleswoman for a private company. She is studying a university degree of Business Administration. She covers her studies with her monthly salary of 48 hours per week.

She is requesting a loan to pay for her course degree because her salary is very low and it isn't enough to pay for her course at once. It's very important for her to finish her profession to serve in her career and eventually start her own business.
View original language description ↓
La joven Jessica de 24 años de edad, actualmente trabaja como impulsadora para una empresa privada, estudiante de la carrera de licenciatura en administración de empresas, quien cubre sus estudios con su salario mensual de 48 horas laborables a la sema. Ella solicita apoyo de crédito para pagar el curso de titulación ya que su salario es muy bajo y no le da para pagar de un solo el curso, para ella es muy importante terminar su profesión para desempeñarse en su carrera y con el tiempo formar su propio negocio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jessica Massiel to pay for her the course degree.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 15, 2012
Currency Exchange Loss:
Nov 17, 2013