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This is 34-year-old Mariatu. She is married and has two children, ages 8 and 10 years old. They are school-going children. She has two additional dependents, who live with her to be fostered.

In 1999, Mariatu established her used clothing business selling under vests, bodices, knickers, children's dresses, boxers, etc. She began her business as she was not privileged to attend school and was introduced to farming. When her father died, they sold some of their father’s properties and shared the money. She used her share to start her business. Working seven days a week and 11 hours a day, she earns about 2,000,000 leones (SLL) every month from the business. She is a hardworking and honest businesswoman.

Mariatu would like a loan of 5,000,000 SLL. She has already received and successfully repaid two loans and now requires a new loan in order to purchase under vests (3 bales @ 800,000 SLL) and bodices (4 bales @ 650,000 SLL). There are times when some bales will not be of good quality. In the future, Mariatu plans to build a house, educate her children and acquire a shop. This loan will help to increase her income.

Mariatu thanks ARD for improving her business. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,347.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mariatu to buy more used clothing for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 18, 2012
Currency Exchange Loss:
Aug 17, 2013