Check out some available loans that are similar to this one!

T. Sarin came to CREDIT office with his wife to request a second loan, after successfully repaying the first. After investing his first $500 to have his house connected to the electricity network, he is now applying for a $1000 loan, whose main purpose is to improve their family house. As a self employed mason, Sarin has a great experience of construction. He will use $700 for buying the materials required and perform the works by himself.

The remaining $300 will be invested in the soy bean milk business Sahin’s wife is running on her side.

Every active member of the family will contribute to the repayment. Sarin usually earns around $7 a day, while his wife can make $2 profit out of $25 soy bean milk sales. Their eldest daughter is 26 and employed in a sewing factory and her $80 monthly salary might also help. Their two youngest sons are still going to school.

“Since we started borrowing from CREDIT, our standard of living improved”, they said. ‘We would like our children to study at the University, if possible abroad”, they added.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sarin purchase materials to improve his fanily's house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 6, 2006
Jun 12, 2006
Currency Exchange Loss:
Mar 13, 2007