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Ixoqui'b Ajchac Group
In this Group: Reyna Isabel, Teresa, Margarita, Estela, Francisca, Angelica, Roberta, Isabel, Romelia, Silvia Marina*, Bonifacia, Silvia Analilia, Marta, Herlinda
* not pictured
Mrs. Francisca is married, is 55 years old, did not have the opportunity to study and she has 8 children of which 2 are studying. She earns her living by selling merchandise. She started this business 6 years ago with the little bit of savings that she had. She depends on support from her husband who also earns a living through the same work.
She founded a group to request a loan which will be used to buy merchandise such as ornaments, fabrics, beads, buttons, etc. to be sold. She hopes to increase and stock up on goods for her business and improve her sales. The other members earn a living through commerce, handicrafts and raising livestock.
View original language description ↓
La señora Francisca esta casada, tiene 55 años de edad, no tuvo la oportunidad de estudiar, tiene 8 hijos de los cuales 2 están estudiando, se dedica a la venta de mercería, inicio este negocio con un poco de capital que disponía y hasta el momento lleva 6 años de experiencia, cuenta con el apoyo de su esposo quien se dedica al mismo trabajo..

Organiza un grupo para solicitar un préstamo que lo utilizara para la compra de mercadería para la venta, como es: adornos, telas, perlas, botones, etc. Espera incrementar y surtir su negocio y mejorar sus ventas. Las demas integrantes se dedican al comercio, artesanía y a la crianza de animales.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 114
    View loans »
    Guatemala Loans Fundraising
  • $10,323,400
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Ixoqui'b Ajchac Group's $3,425 loan helped a member to buy merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 1, 2012
Currency Exchange Loss:
Dec 24, 2013