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Club D’Amis Group
In this Group: Valerie Pascaline, Afissatou Denise, Rosette
Club d'Amis Group is a group of three people, the members of which run profit-generating businesses in the same area. The group's representative, Valerie Pascaline (whose hand is raised in the photo), is 34 years old and is married to a man by the name of Boniface. The couple has three children, certain of whom attend school and all of whom are in the couple's care. Valerie Pascaline and her husband live together with their children and together see to the various household expenses.

Valerie Pascaline stopped attending school in high school. She has been running a sewing business for nearly eight years. At the same time, she sells porridge and pasta (made from wheat flour) as a roving vendor. Valerie Pascaline undertakes this business with passion, which allows her to meet her needs and those of her children.

Valerie Pascaline gets her supplies from a market in Benin. In pursuit of customer satisfaction, she is seeking a first loan with the other members of the Club d'Amis Group. This loan will allow them to better meet customer demand and to turn a greater profit.
View original language description ↓
CLUB D’AMIS est un groupe de trois personnes, dont les membres exercent des activités génératrices de revenus dans la même zone. La représentante du groupe, Valerie Pascaline (dont la main est levée sur la photo), est âgée de 34 ans et est mariée à un certain Boniface. Le couple a trois enfants dont certains scolarisés et tous à leur charge. Valerie Pascaline et son mari vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Valerie Pascaline a arrêté l’école au niveau secondaire. Il y a près de huit ans que Valerie Pascaline mène comme activité la couture. Parallèlement à cette activité, Valerie Pascaline vend de la bouillie accompagnée des pâtés (faits à base de farine de blé) de façon ambulante. Valerie Pascaline exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Valerie Pascaline s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle, Valerie Pascaline sollicite un premier crédit avec les autres membres du groupe CLUB D’AMIS. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Club D’Amis Group's $300 loan helped a member to purchase wheat flour, vegetable oil and sugar.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 13, 2012
Currency Exchange Loss:
Aug 9, 2013