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Luz Marina

Update on Luz Marina

Luz Marina continues to work raising animals and growing crops. She raises pigs, chickens, and guinea pigs and she also grows corn, potatoes, and barley. Luz Marina has been working in agriculture for 7 years and it has gone very well for her. She has worked in small businesses for 9 years. Her dream is to have a fixed place where she can sell her animals.

Luz Marina is requesting a loan in order to buy guinea pigs, pigs, chickens and animal feed. She is very grateful and values the loan. Luz Marina promises to be reliable and disciplined with repayments just as she has been with her previous loans.
View original language description ↓
La socia se sigue dedicando al negocio de crianza de animales y agricultura,la socia cria chanchos,pollos y cuyes y en el negocio de agricultura la socia siembra maiz,papa y cebada,la socia ya tiene 7 años en este negocio y le va muy bien,la socia ya tiene 9 años en estos pequeños negocios,el sueño de la socia es tener un local donde pueda vender los animales.La socia solicita el credito para comprar cuyes,chanchos y pollos y alimentos para los animales.

La socia agradece y valora el préstamo mediante este medio y se compromete a cumplir disciplinadamente como lo ha ido haciendo con sus anteriores créditos.

Previous Loan Details

This member, Mrs. Luz Marina, belongs to a communal bank called 'Virgen del Carmen de Yuncaypata', a very friendly bank located 30 minutes from the city of Cusco, in the village of Yuncaypata. This is a typical Andean village which has retained it's pure heritage. Everyone lives communally, suppo... More from Luz Marina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Luz Marina to buy guinea pigs, pigs, chickens, and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 15, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Luz Marina. It was first posted on Kiva on Sep, 2011. Learn More