Tomasa Del Carmen
Before having this commercial activity, she produced tortillas. Little by little, with help from her life's companion, she saved up and was able to start this new activity.
The loan she is asking CEPRODEL for will be used to buy food merchandise such as: rice, beans, sugar, oil, corn and vegetables. She hopes to improve service to her customers and her family.
She is grateful to KIVA and Ceprodel for any loan opportunity they can offer.
Antes de tener esta actividad comercial, ella se dedicaba a producir tortillas y poco a poco gracias a sus esfuerzos y con la ayuda de su compañero de vida; fue ahorrarando y es como logro tener esta nueva actividad.
El crédito que solicita a CEPRODEL, lo utilizara para compra de: mercadería de consumo: arroz, frijoles, azúcar, aceite, maíz, y verduras. con lo que espera en mejorar la atención a sus clientes y la de su familia.
Agradece a KIVA y ceprodel por la oportunidad de crédito que le puedan brindar.
More information about this loan
This loan is part of CEPRODEL's program to lend to individuals who suffer from work-related health problems. These individuals are frequently rejected for loans by microfinance institutions due to poor health and low income. CEPRODEL is offering loans to these clients and their families for a range of purposes, including working capital to help them start or grow small businesses. For borrowers starting new businesses, CEPRODEL waives its requirement that recipients have over one year of experience in the field. Given the relatively higher risk of lending to these borrowers, CEPRODEL would not be able to offer these loans without the flexible, risk-tolerant capital provided by Kiva lenders.
Please note that the faces of CEPRODEL borrowers may be blurred in an effort to avoid safety risks and to maintain their privacy.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
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