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Victoria Isabel
Victoria, 25, lives with her mother and three sisters, who she helps through her work. Her home is located in the city of Imperial which is known for its varied climate and its crop agriculture, especially cotton, maize and others. Victoria is very charismatic and, especially, ingenious. She started her own business selling sweets and renting clothing two years ago outside a rehabilitation center. She came up with the idea because the rehabilitation center only allows entry to women wearing skirts; and one day some women asked her if anyone rented skirts. After that she decided on the business and, through much effort, has been able to cover her education costs. She is studying business administration and works hard to get ahead and support her family. She believes the reason business is going so well is because she is kind to the customers, mainly because she is very determined to be successful.

Victoria is grateful to Kiva lenders, because through their help she can buy sweets such as chocolate, sodas, cookies, etc, as well as skirts to rent. This will improve her income so she can continue working toward her goal which is: "To finish her administration studies and open a large store¨.
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Victoria es una joven de 25 años de edad, ella vive al lado de su madre y de sus tres hermanas a quienes apoya mucho con el fruto de su trabajo, su vivienda se ubica en la ciudad de imperial, la cual se caracteriza por tener un clima muy variado y sobre todo porque se desarrolla la agricultura en especial el cultivo de algodón, maíz , entre otros. Victoria es muy carismática y sobre todo ingeniosa, ella inicio su negocio de venta de golosinas y alquiler de ropa hace 2 años a las afueras de un centro de rehabilitación, se le ocurrió la idea debido a que en ese centro de rehabilitación solo permiten el ingreso a las mujeres con falda y un día unas señoras le preguntaron si alguien las alquilaba y es desde ese entonces que se le ocurrió ese negocio, así es que ella con mucho esfuerzo ha logrado solventar los gastos de sus estudios ya que se encuentra estudiando la carrera de Administración y trabaja muy duro para poder seguir adelante y también apoyar a su familia; ella cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo porque tiene muchas ganas de salir adelante.

Victoria está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar golosinas como chocolates, gaseosas, galletas, entre otros y también comprar más faldas para poder alquilarlas, así sus ingresos mejorar y podrá seguir luchando para poder hacer realidad su más grande sueño:” Terminar su carrera de Administración y tener una gran bodega”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Victoria Isabel to buy skirts, and sweets such as chocolate, sodas, cookies, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 20, 2012
Listed
Oct 15, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013