Grupo Los Globos Group
Update on Grupo Los Globos GroupYoung Israel is a member of the Grupo Los Globos. He is a 21-year-old who is currently attending college, he is single, and he lives with his family in a community that is located in a sugar cane region. He states that two years ago, he decided to start working as a master bricklayer because he wanted to continue his studies so that he can both help his mother cover the family expenses and pay for his studies.
Israel works in construction with different people from his community who need to build or remodel their houses, so he needs to purchase building materials and lumber in order to work.
He tells us that he learned bricklaying from his father and that even though it is hard work, he likes it a lot because it is good to see how people are filled with joy once they have a house.
He needs this loan in order to purchase lumber, a hammer, nails, measuring tape, cement, and shovels to continue working. Israel hopes that with this investment, his work will increase since he will have the materials needed to complete his job, which will in turn help him keep studying .
The other group members are: Lázara, who sells Mexican snacks; Azucena, who also sells Mexican snacks; Alejandro owns a hair salon; Sonia, who sells tacos; Dolores, who sells tortillas; Irene, who sells hand bags; and Juan Carlos, who sells apparel.
Israel trabaja en el construcción de casas con diferentes personas de su comunidad que necesitan componer o construir su casa, así que el necesita comprar material de construcción y madera para realizar sus trabajo,
el nos platica que este oficio de albañil se lo enseño su padre y aun que es un trabajo muy duro a el le gusta mucho ya que es bueno ver como la gente se llena de felicidad al tener su casa.
Él necesita este crédito para la compra de tablones, martillo, clavos, metro, cemento, palas, para realizar su trabajo. Israel espera que con esta inversión su trabajo aumente pues ya tendrá el materia para realizas su labores y seguir estudiando.
Los demás integrantes del grupo son:
Lázara venta de antojitos
Azucena venta de antojitos
Sonia venta de tacos
Dolores venta de tortillas
Irene venta de bolsas de manos
Juan Carlos venta de ropa
Previous Loan DetailsThe “Los Globos” (The Balloons) group is composed of nine persons: Lázara who sells Mexican fast-food snacks, Azucena who sells groceries, Alejandro who has a barber shop, Sonia who sells perfumery, Israel who works in construction, Dolores who sells tortillas, Irene who sells pocketbooks, Juan ... More from Grupo Los Globos Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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