Las Margaritas Group
Elma is 41 years old. She is single and she didn’t have the opportunity to study. She explains that since she didn’t have the opportunity to study, her mother advised her to learn a trade so that when she had children, she could provide for them. So, she learned to knit. More than 5 years ago, she began doing what she had learned because she needed a job. When she couldn’t find one, she decided to knit and then sell her products. She explains that at first it was difficult to get customers, but now people even come to her house to ask her to make various styles of blouses and knitted shoes. She is happy with her business because she really likes to knit and to earn her own money. She will use the loan to buy a variety of yarns, shoe soles, and kitting needles for making her products.
Elma hopes that her business will continue to prosper so that she can have a better quality of life and save a little so that she can make some future repairs to her house.
La señora Elma tiene la edad de 41 años, es soltera y no tuvo la oportunidad de estudiar. Ella platica que como no tuvo la oportunidad de estudiar, su madre le aconsejo aprender un oficio para que cuando tuviera a sus hijos, pudiera sacarlos adelante, y aprendió a tejer. Hace un poco mas de 5 años inicio a desempeñar lo que había aprendido ya que necesitaba un empleo y al no encontrarlo decidió ponerse a tejer y a salir a ofrecer sus productos. Comenta que al principio fue un poco difícil ganarse clientes, pero ahora hasta la van a buscar a su casa para mandarle hacer blusas de distintos estilos y zapatos tejidos, ella esta contenta con su actividad ya que le gusta mucho tejer y gana su propio dinero, ella invertirá este crédito en la compra de variedad de hijos, suelas y ganchos para la elaboración de sus productos.
Doña Elma desea que su negocio continúe prosperando para tener una mejor calidad de vida y ahorrar un poco para a futuro hacer algunos arreglos a su casa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid