Las 5 Amigas Group
Micaela explains that she only finished primary school because her parents couldn’t provide her with more schooling. So, she learned to do housework from the time she was very young, and her parents taught her that she would only get ahead through hard work. She is a single mother and says that since the time she became a mother she has worked very hard to provide for her children. Five years ago she decided to open her own business selling clothing because she realized that she would earn more working in her own business, and she also has more time to take care of her children. She began selling clothing from her house, but now she has a store where she can show and sell her clothing. She is very happy because she sells a little more and her business is prospering. She will use the loan to buy a variety of shirts, shorts, pants, dresses, blouses, and underwear to stock her business. For the future she hopes to be able to give her children the opportunity to study for a professional career so they can have more opportunities to get ahead.
Doña Micaela platica que solo estudio primaria ya que sus papas no pudieron darle mas estudios así que aprendió a trabajar desde muy pequeña en la labores del hogar y sus padres le enseñaron que solo trabajando se sale adelante. Ella es madre soltera y dice que desde que se convirtió en mamá ha trabajado muy duro para sacar adelante a sus hijos, pero hace 5 años decidió abrir su propio negocio de venta de ropa ya que se dio cuenta de que se gana mas trabajando en su propia actividad y tiene mas tiempo para atender a sus hijos. Ella inició con sus ventas de ropa de casa en casa, pero actualmente tiene un local en el cual exhibe y vende sus prendas, ella esta muy contenta ya que vende un poco mas y su negocio esta prosperando, ella invertirá este crédito en compra de variedad de camisas, short, pantalones, vestidos, blusas y ropa interior para resurtir su negocio. Ella desea futuro poder dar a sus hijos la oportunidad de estudiar una carrera profesional y así tengan mas oportunidades de salir adelante.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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