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Victo is married with five children, and four of her children go to school. She doesn’t take care of additional family members. She has a retail business and has been in this business for one year. She has applied for a loan of 1,000,000 Ugandan Shillings from MCDT-SACCO to buy more commodities for her retail shop like bags of sugar, cartons of salt, maize flour, cooking oil and rice. She sells to all categories of people on a retail basis seven days a week. Her major business challenges include seasonality, defaulters and thieves. She aspires to own a fully stocked wholesale shop and to build her own house. She resides in a rented house, and the family has access to electricity and piped water. Her monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,604.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Victo to buy more bags of sugar, cartons of salt, maize flour, cooking oil and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Oct 18, 2012
Currency Exchange Loss:
May 17, 2013