Josprinter is a 31-year-old married woman with 5 children. She describes herself to be social and talkative. She operates a retail business where she sells baskets. She has been involved in this business for 10 years. Her business is located near an urban area and her primary customers are residents from environs. She describes her biggest business challenge to be inadequate funds to improve the business. She will use the 20,000 KES loan to buy baskets to resell. Her business goal is to expand her business within 5 years. She hopes that in the future she will educate her children. Josprinter is also a farmer and she practices farming during her leisure time for additional income. This is her first loan with SMEP DTM.