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Ulkar
Ulkar is a 25-year-old married woman with two children. Ulkar and her husband have a great desire to educate their son and daughter because next year they are going to school. To make a living, Ulkar raises a garden, and she earns 200 AZN monthly with this work. Within five years of beginning farming she has been able to pay school fees for her children. Ulkar requested a loan of 1000 AZN to buy seedlings for planting this season. She is a new member of AqroInvest CU and this is her first loan. In the future, Ulkar plans to improve their house to live conveniently. Within five years of beginning farming she has been able to pay school fees for her children.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,255,775
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ulkar to buy seedlings for planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 5, 2012
Listed
Oct 29, 2012
Currency Exchange Loss:
Covered
Ended:
Nov 17, 2013