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Ms. Kosar is a 31-year-old hardworking and energetic lady. Kosar is shown in the photo with her daughter. She has a general store business. She has been performing this business for the last four years. Her business was not well before taking a loan from Kashf.

She is a mother of two children. Her husband is a taxi driver and unable to earn enough to support his family alone. That is why Kosar initiated her own business to contribute to the family income. Her husband encouraged her, and now is happy with the growth of the business.

Currently, she requested a loan of Rs. 30,000 to purchase plastic pots, ladies' shoes, and children’s garments to meet her community and customer demands.

She is fully confident and has a future vision to make a big store in her community.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $15,731,150
    Funds lent in using Kiva
  • 95.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kosar to purchase plastic pots, ladies' shoes, and children's garments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 18, 2012
Currency Exchange Loss:
Jun 17, 2013