Shkelqim is in his forties and married with two school aged children, ages 11 and 15 years old. They live in central Albania, and Shkelqim has been active in agriculture/livestock farming and has been earning a good income from it. In addition to this, he repairs agricultural equipment. He has been the only financial supporter for his family for the past 10 years.
Shkelqim has been selling dairy, grain, potatoes and vegetables to local markets, and the demand for such products does not seem to slow at all. He is seeing growth of his clientele, and this makes him happy.
Shkelqim is requesting 150,000 Albanian Lek from VisionFund Albania to buy small livestock and winter animal feed. He has had other loans in the past from the same institution, and he has paid them all.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.