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Sattar is 54 years old and a widow. Her husband died nearly 20 years ago. She has had a business of hand-embroidery for the past fifteen years. After the death of her husband, she aimed to give her children a good and reasonable status in the society. This compelled her to start her own business, now she has become the best earning resource in her household. She is a mother of three children and is responsible for providing them with the basic necessities of life.

Sattar wants to expand her business. She requested a loan of Rs 35,000 to buy raw materials such as thread, sequins, and pearls in large quantities to meet increasing demand for her work. She also shared her dream of running a training center for girls of her village. She would teach embroidery skills so the girls can help her expand her business and also earn money for themselves. Sattar’s daughters also assist her in fulfilling orders on time.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 352
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sattar to buy raw materials such as thread, sequins and pearls in large quantities to meet increasing demand for her work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 18, 2012
Currency Exchange Loss:
Oct 17, 2013