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Simmons Group
In this Group: Robert, Georgina, Naomi, Gifty, Alice
Robert D. is the leader of Simmons Group. He is 41 years old and has 4 children. Three of the children are currently in school. Robert operates a pharmaceutical store, where he sells drugs like pain killers, antimalarial drugs, cough mixtures, antacids, etc. Other members of the group trade various products like maize, vegetable oils, detergents, cooked rice, and dried fish. The members want to use the loan to buy more products to increase inventories and also to avoid price hikes. Gifty G. is not in the picture because when the photo was taken she had gone to the farm.

Members guarantee for each other to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,736,650
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Simmons Group's $1,375 loan helped a member to buy pharmaceutical drugs, maize, dried fish, and vegetable oil.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 27, 2008
May 12, 2008
Currency Exchange Loss:
Feb 15, 2009