Yustus grows vegetables and fruits and sells them at the market. In addition, Yustus also looks after other people’s cattle and buffalo and gets paid for that. The work really helps Yustus in generating extra income for his family.
Yustus plans to buy his own cattle for breeding as the grass supply for cattle food is adequate around the village. Unfortunately, Yustus does not have enough capital to do so. So he submitted a loan application to TLM and requested a loan amounting to IDR 3,000,000. He would like to spend the loan on young cattle.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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