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Nugzari is from the Tkibuli district of West Georgia. He is a 37-year-old, single man who lives with his parents. Nugzari’s father is a pensioner. The family runs an agricultural business. Nugzari owns a calf and two milk cows, whose milk is used in dairy production. They also own a vineyard and pick grapes in the late summer. Nugzari produces wine, which he sells at the local open market. They also have a plot of land where different kinds of vegetables are grown. The family has two pigs as well and they take good care of them.

Nugzari works hard, but he still doesn’t have enough income to build his savings and improve the living conditions of his family.

He has requested a loan to renovate his house. The existing house is old and damaged. Nugzari will purchase building materials and repair the house with them. Then, the living conditions of the family will be improved and they will be able to spend their evenings after a hard working day in a more comfortable environment.

Nugzari hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Nugzari to renovate his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 18, 2012
Currency Exchange Loss:
May 17, 2013