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Choen's Group
In this Group: Choen, Savat, Chantha, Sim, Pros
A villager from the Pursat province’s Sampov Meas district, Choen is 58 years old and married. She has two children, one (son) of whom is dependent on her and helps the family to generate income by working as a laborer in their local area. The main source of her family’s income is from rice and corn farming. To earn additional income, her husband works for others for a fee. Having been a farmer for twenty years, Choen is able to earn a daily income of 15,000 KHR to support her family, and she can save about 5,000 KHR per day for future needs.

This is the first loan for Choen with Kiva’s partner, VisionFund. She is leading her group of five to apply for a loan. She is going to use her portion to buy fertilizers for her farm land, and to pay wages to farm laborers. She hopes to increase her crop yields and to sell the crops for good prices. Her dream is to one day buy a proper tractor to help her in the rice paddy.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 265
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • 4,031.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Choen's Group's $675 loan helped a member to buy fertilizers for her farm land, and to pay wages to farm laborers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2013