Hok lives in Phnom Penh. He is 41 years old, and his wife, Sam At, is 41 years old. They have been married since 2000 and have four children - one son and three daughters. Three children are in school and the other child is still young.
Hok is a construction worker, while his wife is a garment worker. They also grow rice when rice farming season comes. Hok is applying for his first loan in the amount of $600 to buy fertilizer and pesticide to maintain his farm.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.