Sarin, aged 29 years old, and his wife, Sovann, 31 years old, live in Phnom Penh's suburbs. They have been married since 2005 and have one young child who attends primary school.
Sarin is a construction worker, while his wife is a garment worker. He is applying for a loan of $700 to purchase one cow to raise. He will get extra income from selling the cow for beef, or from the sale of calves when the cow has a baby.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.