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Merlin Ruth
Merlin is 49 years old. She is a person who presents very good recommendations from her neighbors. Merlin lives with her two young children and works hard to provide them the best. She produces tortillas at her home where she attends to all of her customers. In addition, she sells eggs and corn.

Merlin wants to begin growing her business so that she can generate more income. Therefore, she is requesting a loan from Apoyo Integral so that she can buy eggs as well as corn in bulk, firewood, and lime for making a large quantity of tortillas. Her greatest wish is to improve her earnings so that she and her family can live better.

View original language description ↓
Melin de 49 años de edad, es una persona muy bien recomendad por sus vecinos, ella vive junto a sus dos hijos menores de edad, por quienes trabaja muy duro para darles lo mejor. Merlin trabaja elaborando tortillas en su casa donde atiende a todos sus clientes, así también comercializa huevos y maíz. Ella quiere empezar a hacer crecer su negocio para poder percibir más ganancias por lo que solicita un préstamo a INTEGRAL, con el cual pueda comprar maíz por mayor, huevos, leña y cal, y así también elaborar mayor cantidad de tortillas. El mayor sueño de Merlin es mejorar sus ganancias para vivir mejor junto a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Merlin Ruth to buy eggs to sell and corn, firewood, and lime for making tortillas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 14, 2012
Currency Exchange Loss:
Mar 15, 2013