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Chy is 28 years old and lives in Kampong Chhnang province. She has a common law relationship with her spouse and has been blessed with two school-aged children. She manages her own farmland by planting rice both for daily food and for sale. For additional income, she is employed in the local garment industry, when she has her farm work done in each season. Chy has been a seamstress for more than six years. Despite her hardships, Chy hopes to meet the needs of her family and educate her two children.

Chy wants to operate a retail business, selling fruit in her neighborhood. With this new business, she is hoping for more income and more time to be with her family, rather than working in the factory for 8-10 hours each day. Due to inadequate capital, she is asking for a loan of 1,500,000 KHR to invest in purchasing stock of fruit for selling. She believes that the loan will make it possible for her to improve her status of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,031.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Chy to invest in purchasing stock of fruit for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 1, 2012
Currency Exchange Loss:
Jul 25, 2013