Phan is an industrious farmer, raising her family that is comprised of four members in a small village of Kompong Speu province. She grows rice during the rainy season lasting from May to October, while her husband devotes himself to a construction business to provide for his family. In the dry season, Phan usually finds other supplementary businesses for additional income, such as raising piglets or poultry.
Phan aims to sustain her business to earn better yields so that she will be able to satisfy her living needs and save money for sending her two children to a good college after they finish high school. In the same manner, Phan’s husband strives to work hard and seeks ways to achieve their dreams. He plans to operate a motorcycle transportation business, but they have insufficient funds to buy a motorcycle. That is why Phan is requesting a loan in the sum of $600 to purchase a motorcycle, which will be used by her husband for the new transportation business. With the loan, Phan mentioned that she will be able to improve her family's status of living and she hopes to lift her family out of poverty someday as she and her husband strive to work hard.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.